Native Excavating,Inc.
The Yampa valley's choice for quality excavation since 1981
Health INsurance:
Eligibility:
You are eligible to participate in the Health Insurance Plan if:
- you are employeed full-time, working an average of 30 hours/week
- you are receiving a constant weekly or monthly salary
- you are an office worker regardless of how you are paid
- you are a field or shop employee paid by the hour
- you are a non-seasonal hourly employee regularly working at the employer's principal place of business
You are eligible to participate in the Health Insurance Plan if:
- you are employeed full-time, working an average of 30 hours/week
- you are receiving a constant weekly or monthly salary
- you are an office worker regardless of how you are paid
- you are a field or shop employee paid by the hour
- you are a non-seasonal hourly employee regularly working at the employer's principal place of business
| Life insurance | |
| Employee | $10,000 |
| Spouse | $3,000 |
| Child (ages 14 days - 24 years) | $1000 |
| Accidental Death & Dismemberment | |
| Employee | $10,000 |
| Medical coverage | |
| Combined annual deductible | $500/person, $1000/family |
| Annual Coinsurance maximum | $10,000/person, $20,000/family |
| coinsurance/copay | |
| Physician services | $30/office, 85% other |
| Hospital services | 85% |
| Emergency room visit | $100 copay |
| Routine physical exams | 100% |
| chiropractic | 85% |
| Mental health/substance abuse | 85% |
| Lifetime maximum benefits | |
| Total benefit maximum | $2 Million |
| Respite care - hospice | 8 days |
| Substance abuse | 1 program/$3000 |
| Organ/tissue transplants | $2 million/person |
| Detox | 3 days |
| Calendar year maximum benefits | |
| Routine physical exam | |
| Employee and spouse (each) | $400 |
| Dependent child (13 & over) | $150 |
| Dependent child (0-13) | unlimited |
| Mammograpy screening | $200 |
| Prostate screening | $65 |
| Chiropractic care | $500 |
| Hearing aid exam | $80 |
| Hearing aid | $500 |
| Annual prescription drug ded. | none |
| Retail orders | |
| Generic drug | $10 or copay of 20% |
| Preferred brand | $20 or copay of 30% |
| All other | $40 or copay of 50% |
| Dental Benefits | |
| Annual maximum | $1000 |
| coinsurance | |
| diagnositc | 80% |
| basic | 80% |
| prosthodontics | 50% |
| orthodontics | 50% |
| Lifetime orthodontic maximum | $2000 |
| Vision benefits | |
| Annual deductible | $15 |
| coinsurance | 100% |
Summary of benefits
(summary only, does not represent entire plan)
(summary only, does not represent entire plan)
Steamboat Springs, CO
(970) 879.6231
(970) 879.6231
© 2009 Native Excavating, Inc.
Sustainable Business Program